Looking for a credit card that suits your needs as a foreigner? The Amazon Mastercard might be the right choice.
The Amazon Mastercard offers rewards like Amazon points, cashback, and more, making your shopping experience more convenient. There are two card options: Amazon Mastercard Classic and Amazon Mastercard Gold.
Both cards can be applied for online in just minutes, and you’ll receive your card within a week. Follow these six steps to apply for the Amazon Mastercard Classic.
Amazon Mastercard Benefits
The Amazon Mastercard offers a variety of benefits to make shopping and payments easier while rewarding cardholders for their purchases.
- No Annual Fee for the First Year: The Amazon Mastercard comes with no annual fee for the first year. After that, the fee is waived as long as you make at least one purchase during the year. This makes it an affordable option for users who want to avoid high fees.
- Cashback and Points on Amazon Purchases: With the Amazon Mastercard Classic, non-Prime members earn 1.5% back on Amazon purchases. Prime members get 2% back (1 point = 1 yen). This is an easy way to earn rewards for shopping on Amazon Japan’s site.
- Enhanced Rewards with Amazon Mastercard Gold: Amazon Mastercard Gold gives you even better rewards. Both non-Prime and Prime members earn 2.5% back on Amazon purchases (1 point = 1 yen). This is higher than the Classic card’s rewards rate.
- Earning Points on Other Purchases: Both the Classic and Gold versions earn 1% back on purchases made on other sites (1 point = 1 yen). This means you can still earn rewards when shopping outside of Amazon.
- Convenient Amazon Payments: Shopping on Amazon is faster and easier when using the Amazon Mastercard. The streamlined payment process allows you to complete your purchases quickly and without hassle.
Bonus Features
The Amazon Mastercard also comes with several useful features to enhance your overall experience.
- Touch Payment with ID Card: With touch payment, you can complete transactions quickly by tapping your ID card. This makes in-store payments simple and fast.
- ETC Function for Expressway Tolls: The Amazon Mastercard includes an ETC function, making expressway toll payments efficient. This is particularly useful for frequent travelers.
- Family Cards: Cardholders can add family members to their accounts through family cards. This allows you to share the benefits of your Amazon Mastercard and easily track rewards.
- VPASS for Internet Banking: VPASS gives you quick access to your Amazon Mastercard account online. You can manage payments and track your account securely.
- Friendly Customer Service: Amazon Mastercard offers friendly customer service to assist with any questions or issues. Whether it’s about your account or rewards, help is always available when needed.
Eligibility Requirements
To apply for the Amazon Mastercard, certain conditions must be met, including age, income, credit score, and the required documents.
Minimum Age and Income Requirements
Applicants must be at least 18 years old to apply for the Amazon Mastercard. Some regions may have a higher age requirement.
A stable income is also necessary, though the exact amount isn’t always specified. Having a steady income ensures you can meet the card’s payment terms.
Credit Score Range
A good credit score is typically required to qualify. A score of 650 or higher improves the chances of approval.
Lower scores may result in rejection or higher interest rates. It’s important to check your credit score before applying.
Documents Required for the Application Process
To apply, you’ll need to provide proof of identity, like a driver’s license or passport. Proof of income, such as pay stubs or tax returns, may also be required.
Additional documents, like a utility bill for proof of address, could be necessary. Make sure all documents are current and valid to avoid delays.
Step-By-Step Guide to Ordering the Amazon Mastercard Online
Follow these simple steps to order your Amazon Mastercard online, from starting the application to submitting your form.
Visit Amazon’s Official Website
Start by going to Amazon’s website and locating the credit card application section. Here’s how to find it:
- Scroll to the bottom of Amazon’s homepage.
- Click the “Credit Cards” link under the ‘Programs & Features’ section.
- Choose the Amazon Mastercard option.
Log into Your Bank Account
To apply for the card, you need an account. Logging in helps speed up the application process:
- Enter your email and password to log in.
- If you don’t have an account, create one by following the on-screen instructions.
- Ensure your account information is updated for a smoother experience.
Fill Out the Application Form
Next, you’ll need to complete the application form. Here’s what you’ll need:
- Full name as it appears on your ID.
- Current address for accurate billing and communication.
- Annual income to assess eligibility.
- Contact details, including phone number and email.
Submit the Application
Once the form is filled out, you can submit it. Here’s what to do:
- Double-check all the information for accuracy.
- Click “Submit” to send your application.
- You’ll get a confirmation email with the next steps.
Expected Time for Approval
Approval times can vary, but here’s a general idea:
- Most applications are processed within minutes.
- In some cases, additional verification may be needed.
- You’ll be notified via email once your application is approved or denied.
Interest Rates and Fees
This section outlines the interest rates and fees associated with the Amazon Mastercard Credit Card, including purchase APR, late fees, and foreign transaction charges.
Interest Rates
The purchase APR for the Amazon Mastercard is 19.99%. For cash advances, the rate is 22.99% for non-Quebec residents and 20.99% for Quebec residents.
The same rates apply to balance transfers: 22.99% for non-Quebec residents and 20.99% for Quebec residents. These rates apply if you carry a balance month to month.
Late Fees
If a payment is missed, a penalty fee will be charged. The late fee can be up to $40, in addition to any accumulated interest. It’s important to make payments on time to avoid these additional charges.
Foreign Transaction Fees
Foreign transactions come with a 2.5% fee on purchases made outside your home country. This fee is applied to the total transaction amount in local currency.
Be sure to check for any card benefits that might help reduce these fees. Some cards offer options to waive certain charges.
Contact Information
Here’s how to reach the bank for any questions or support regarding your Amazon Mastercard application or account.
- Bank’s Telephone Number: Customer service is available 24/7. Call for any inquiries related to your account. For faster service, have your account details ready when you call.
- Bank Address: If you need to speak directly with a representative, you can visit the bank in person. Bring your ID and account information to discuss any account-related matters.
Disclaimer
Interest rates, fees, and terms may change. Always check the official website for the most current information.
Conclusion
The Amazon Mastercard Credit Card provides an easy and efficient way to earn rewards on everyday purchases. Applying online is simple, and the benefits make it ideal for frequent shoppers.
With no annual fees and cashback options, it’s an affordable card for many. Be sure to review all interest rates and fees before applying. Contact customer service for any questions.
