The American Express Gold Card offers an enticing 60,000 Membership Rewards points as a sign-up bonus.
If you’re looking for a way to earn more rewards with your spending, this could be the card for you.
Here’s everything you need to know about earning those 60,000 points and the benefits of the card.
Sign-Up Points Breakdown
To earn the 60,000 Membership Rewards points with the American Express Gold Card, you need to meet the spending requirement.
The card typically requires a minimum spend of $6,000 in the first 6 months after opening your account.
This amount can be reached through everyday purchases like groceries, dining, or other routine expenses.
The more you spend, the more you earn, making this a solid option for those with an active earning lifestyle.
Managing Points
In addition to the main card, you can earn extra points by adding additional cards to your account.
These authorized user cards allow others to make purchases on your account, and the points from those purchases count toward your total.
However, the Amex Gold Card 60,000 points are only available to the primary cardholder. These points can be used for:
- Travel: You can book flights, hotel stays, or car rentals through the American Express Travel portal or transfer points to airline and hotel partners.
- Gift Cards: Membership Rewards points can be redeemed for gift cards at a variety of retailers.
- Statement Credits: Points can be used to reduce your statement balance, though this might not offer the best value compared to travel redemptions.
There’s also an offer that can boost your points total to 90,000.
This is typically available during limited-time promotions or by using special referral links.
How can I get the best of this program?
To get the best out of the 60,000 membership rewards points Amex, you should focus on maximizing your earnings and using your points wisely.
Here’s how to do it:
- If you regularly spend money on groceries or dining out, use the card for those purchases.
- Add authorized users. This is an easy way to increase your points without having to increase your own spending.
- The most value from your points typically comes from redeeming them for travel, especially by transferring them to American Express’s airline and hotel partners.
- Track your spending and make sure to track how much you’ve spent in the bonus categories.
- Be strategic about how you redeem your points. For travel redemptions, transferring to airline partners generally gives you the highest value. Avoid using points for statement credits unless you’re in a pinch.
- You can refer friends or family to get the American Express Gold Card. If they’re approved, you may earn additional Membership Rewards points as a referral bonus.
Benefits of the Card
The American Express Gold Card isn’t just about sign-up points.
Once you have the card, you’ll unlock several perks that can maximize your earning potential.
- Earning Rewards on Dining: The card offers 4x points on dining at restaurants, including takeout and delivery services. This is an excellent way to earn more while spending on meals you’d already buy. If food is a significant part of your monthly expenses, this can quickly add up.
- Earning on Supermarkets: You’ll also earn 4x points at U.S. supermarkets on up to $25,000 per year (then 1x). For families or individuals who spend a lot on groceries, this is an easy way to boost your rewards.
- 2x Points on Travel: The card also offers 2x points on travel purchases. Whether it’s booking flights, hotels, or rental cars, the points will accumulate fast. Plus, the ability to transfer those points to over 20 travel partners makes this a valuable asset for frequent travelers.
- Membership Rewards Program: American Express’s Membership Rewards program allows you to use your points in various ways, including redeeming them for travel expenses, statement credits, or gift cards. You can also transfer points to airline or hotel partners for enhanced travel options.
Other Perks
Cardholders also enjoy exclusive offers, such as travel protections, purchase protection, and a range of special events and experiences.
These perks can add significant value to the card, especially for those who travel frequently or use their card for larger purchases.
Eligibility & Application Process
American Express requires applicants to have a good to excellent credit score, generally around 700 or higher.
This is typical for most premium cards that offer substantial sign-up bonuses.
Besides, you need to be 18 years of age, a U.S. resident and have an income of at least 900$.
The next step is completing the application. The process is simple and can be done online.
- You’ll need to provide personal details, including your salary or income, SSN, and employment status.
- These factors will help American Express determine your creditworthiness and the likelihood that you will be able to manage the card responsibly.
- Once your application is approved, you can expect to receive your card within a few days.
After activation, you can begin earning points right away, including the Amex Gold 60,000 points after meeting the spending requirement.
Fees and Charges
The card carries an annual fee of $325 and an APR of 20.99% to 28.99%.
This might seem steep, but the value of the rewards you earn—especially with the 60,000 sign-up points—often justifies the cost.
Bank Contact
If you have any questions or need assistance with your American Express Gold Card, you can easily contact customer service.
American Express offers a variety of support channels, including phone, email, and online chat options.
- Phone: 800-528-4800.
- Address: New York, 200 Vesey St, United States.
The customer service team is known for being responsive and helpful, ensuring that you get the support you need regarding your account or rewards.
Reputation of American Express
American Express has long been regarded as a trusted brand in the financial sector.
Known for offering high-quality customer service and innovative products, they have built a reputation as one of the top providers of credit cards.
Many users appreciate the transparency, reliability, and benefits that come with holding an American Express card.
In terms of customer satisfaction, American Express consistently ranks highly in surveys and reviews.
Conclusion
The Amex Gold Card is a solid choice for those looking to earn significant rewards, especially with the 60,000 Membership Rewards points.
While the fee is higher than some other cards, the value of the rewards you’ll earn could easily outweigh this cost.
Overall, the American Express Gold Card is a choice for those who enjoy premium benefits while making everyday purchases.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
